Automatic extension triggered on Lockdown

Our new lockdown unoccupancy extension cover is now effective for all of our qualifying non-essential retail and hospitality policyholders.

Adding Value for our Policyholders

Extended cover applies automatically with the trigger of Lockdown
We’re extending the policy to provide cover that wouldn’t normally be given if the premises were unoccupied
Prior to purchase, customers will understand how their Insurer will respond in the event of a Lockdown
The Certainty of cover provided removes the need to seek confirmation of cover
Get the Unoccupancy Extension Cover Factsheet
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For more information on the extension, how it works for your customers and FAQ’s, download the factsheet

Making it easy for our Brokers

No need to inform us if a policyholder’s Premises becomes Unoccupied as a result of a Lockdown and seek confirmation of cover - it’s written into the Policy
Informed decision making from upfront clarity on the cover and T&C’s of cover before you bind the policy
Enhanced and Standard options available to provide the right balance between cover and price
An Insurer partner that’s quick to respond to the changing circumstances with practical cover

Automatic cover for peace of mind

Following our COVID Tool Kit extension deployed in March 2020 to help SME’s, we continue to recognise the need to adapt our cover to respond to the changing risk. This type of cover wouldn’t normally be available if the Premises were Unoccupied but with a future of possible Lockdowns ahead, we know this has to be part of the new normal.

Creating Time Saving Solutions

Our mission is to give our brokers products and solutions that mean they can write more business quicker and easier than before. We hope to see this extension reduce the time needed to address policyholders’ requests for individual extensions or re-confirmation of cover as a result of lockdown unoccupancy. We know the mutual value of being an Insurer partner that’s quick to respond to changing circumstances with practical cover.

Contact Us

As always if you have any questions there is direct access to our team of experienced decision-makers. Please get in touch.
Download the unoccupancy extension factsheet and FAQ’s here.
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